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Life Insurance Broker

Life insurance keeps your loved ones secure and provides a death benefit to the beneficiaries. It allows your family/children/wife/husband to pay off debts and other expenses and it can also provide a source of income to replace that lost by the death of the insured and help you survive in times of devastating financial constraints. There are two main types of life insurance policies: Term Life Insurance – It provides insurance cover for a specified period of time at lower costs. Permanent Life Insurance – it provides a certain amount of coverage at variable rates. However, there are other policies as well such as universal life, which builds cash value and is widely marketed by life insurance companies.